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Bulgaria Residency By Investment
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- Who offers the CHEAPEST program available.
- Who offers the BEST program available.
- What you need to qualify?
In This Article, You Will Discover:
- Bulgaria offers a residency by investment program that includes several investment options, such as government bonds worth BGN 1 million (approximately EUR 511,292).
- The program provides a path to permanent residency and eventual citizenship, subject to fulfilling the residency requirements and investment conditions.
- Benefits include access to the EU market, a stable economic environment, and a high quality of life.
- The program allows for the inclusion of family members, offering a pathway for investors and their immediate families to gain EU residency.
- Investments are primarily financial, with options including bonds and capital investment in Bulgarian companies, tailored to support the Bulgarian economy.
European Dreams Begin in Bulgaria
Bulgaria, tucked between East and West Europe, offers a captivating mix of historical charm, modern infrastructure, and forward-thinking economic policies. For investors who dream of living or doing business in Europe, Bulgaria’s Residency by Investment programme presents a golden opportunity to secure long-term access to the European Union without the high cost and complexity of other EU programmes.
Whether you’re seeking lifestyle enhancement, global business access, or a future-proof plan for your family, Bulgaria’s residency scheme offers a structured, transparent path to EU residency—with optional future citizenship.
👉 Start planning at WorldPassports.org – Bulgaria Residency Programme
What Is Bulgaria's Residency by Investment Programme?
Bulgaria’s RBI programme allows non-EU nationals to obtain permanent residency by making a qualifying financial investment in the country. It's a legal, government-approved initiative designed to attract high-net-worth individuals who contribute to the national economy.
Unlike some programmes that rely on donations or luxury real estate, Bulgaria focuses on capital stability, offering a refundable investment option with minimal risk.
Key points:
- Permanent residency within 6–9 months
- Pathway to EU citizenship (optional after 5 years)
- Family inclusion available
- No language or relocation requirement
Explore the Investment Programme Overview
Why Choose Bulgaria for EU Residency?
While other countries in Europe have paused or tightened their investor visa programmes, Bulgaria’s offering remains open, stable, and affordable.
Here's why Bulgaria shines:
- 🇪🇺 Access to EU Lifestyle: Freedom to live, travel, and work across Europe
- 🏛️ Stable EU Member State: Member of NATO and the EU since 2007
- 💰 Safe Investment Model: Primarily government bonds, offering low-risk returns
- 👨👩👧 Family Inclusion: Spouse and children can be included easily
- 🧳 Minimal Stay Requirements: Residency can be maintained remotely
Check Country Comparison for how Bulgaria stacks up.
Investment Options in Bulgaria
There are two main tracks under Bulgaria’s programme:
Option 1: Government Bonds Investment
- Invest €512,000 in government bonds for 5 years
- Fully refundable after the holding period
- No donation, no risk to capital
Option 2: Business Investment Route
- Invest €256,000 in a Bulgarian company
- Create 10 local jobs
- Requires more management but offers potential returns
Fast-track citizenship is available with higher investment levels (doubling the amount).
Compare routes at Investment Programmes
How the Application Process Works
The Bulgarian process is streamlined and professionally managed, especially when handled by expert advisors.
Step-by-step:
- Initial Consultation and eligibility check
- Document Preparation and notarisation
- Transfer of Investment Funds
- Application Submission via Bulgaria’s official residency unit
- Permanent Residency Card Issued (within 6–9 months)
Citizenship may be available after 5 years (or 18 months on the fast-track route).
Get started now with WorldPassports.org’s Application Guide
Who Can Be Included in the Application?
Bulgaria’s residency programme is ideal for families and multigenerational households.
You can include:
- Your spouse or legal partner
- Children under 18 (or in full-time study)
- In some cases, dependent parents may be added later
Planning for loved ones? See Family Options
Benefits of Bulgarian Residency
Aside from legal residency in Bulgaria, you enjoy real-world lifestyle and business perks across the EU.
✔️ Visa-free travel to Schengen countries
✔️ Access to EU healthcare and education
✔️ Potential for EU citizenship after 5 years
✔️ Safe, affordable European living
✔️ Future mobility in case of political or economic instability at home
Bulgaria is an ideal launchpad for global freedom seekers.
Key Considerations Before Applying
While the programme is transparent, it's essential to plan carefully:
- 📊 Investment Must Be Maintained: At least 5 years for the bond option
- 🏦 Funds Must Be Legal & Traceable
- 💬 No Language or Residency Requirement, but learning the basics is a plus
- 📆 Long-Term Planning: If you aim for citizenship, think 5–10 years ahead
A trusted advisor helps you stay compliant and confident.
Common Questions
In Conclusion
With its robust economy, cultural charm, and connection to Europe’s vast opportunities, Bulgaria is the hidden gem of the EU investment world. The Residency by Investment programme offers a safe, structured, and family-friendly route to living in Europe—without giving up your current citizenship or uprooting your entire life.
Whether you're preparing for retirement, growing your business footprint, or simply future-proofing your lifestyle, European residency in Bulgaria is one of the most strategic investments you can make.
